The Decision to pay points or not..
By Anonymous | Friday, August 13 |When taking out a mortgage borrowers are often presented with the option of paying points. A point represents a payment at closing of one percent of the loan amount. In exchange for this upfront fee borrowers receive a reduction in their interest rate, typically around ¼ percent.
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Thoughtful Sellers
By Anonymous | Wednesday, August 18 |
What does a buyer really know about the home they're buying? Sure, inspections are done and you learn about any structural or safety issues. But when you're buying a home you're not just buying the structure and land, but you're also buying the neighbors, the trash collectors, the mail carrier and so on.
I know you have a lot to think about when selling your home, but after you go into contract, there is usually period of several weeks before you close. Why not take a moment while your sale is pending to make the transition easier for the people buying it? It's helpful to leave a list behind for the new owners with neighborhood info. It will take you 5 minutes, and will make life so much easier for them.
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